theLTPway

Term Premium Estimator

Answer a few questions to see what level term life insurance coverage might cost for someone with a similar profile.

No email or phone number needed to see your estimate.

For educational purposes only. This tool gives general cost estimates. It is not a quote, an offer of coverage or an application for insurance.

About you

Date of birth

Sex Tobacco or nicotine use

Height Weight

Coverage

Coverage amount i

A common starting point is 10 times your yearly income, plus what's left on your mortgage. For a closer look, try the Coverage Needs Calculator.

Got it

Level term period i

Many people choose a term that lasts until the mortgage is paid off or the kids are grown.

Got it

Would you like a conversion privilege? i

What is a conversion privilege?

It lets you switch your term policy into a permanent life insurance policy later, without a new medical exam or health questions. The permanent policy is priced on your age when you switch, not on any change in your health.

It's useful if your health changes and you still want lifelong coverage. Convertible term costs a little more than non-convertible term.

Got it

Health Do you take medication for blood pressure or cholesterol? Did either parent pass away before age 60 from heart disease, stroke, diabetes or cancer? In the last 5 years, has your driving record included any major violations or more than one ticket? Have you ever been diagnosed with or treated for diabetes, heart disease, stroke or cancer? Not including basal or squamous cell skin cancer

Want more information?